Beyond Frustrated

We still haven't closed on our house yet. Our close date has changed four different times! This is ridiculous!

We were supposed to close on May 21st and then they pushed it back to the 25th only to find they needed more time and pushed it back to the 28th. We got notified a couple days before the final date only to find that we have to push back our close date ONE MORE TIME. The worst part of it all is that the bank that currently owns the house is not willing to push back a close date any more. If we get notification that the underwriters need yet more time, we are going to lose our house, and I am going to flip my lid. I already lost it last week when I found out that they were pushing us back to June 11th. Poor Jason. He got the brunt of all my rage. Being the passive-aggressive person that I am, I will flip my lid but I will never direct it at the people who are most deserving of such circumstances.

All that I have endured recently regarding the house is all the fault of my bank. I am so annoyed with them right now. The woman who is handling our loan has had since the beginning of April to process our loan. I know our file has been sent back and forth several times with underwriters, but the worst part is that she didn't submit all of our information to the final underwriters and everything got sent back to the bank to finish before the final processing.

When we expressed our frustration with the bank, our mortgage broker gave a long list of "excuses" as to why she hasn't been able to process our information in time. I'm sorry, but it's your job. You get paid to ensure people get to close on the houses they are qualified to purchase. We are more than qualified to purchase this house. The more excuses I saw in that email, the more unwilling I was to accept her reasoning for the delay. One thing I would say to my students when they are giving me excuses for not turning in their homework is, "The more excuses you give me, the more I'm going to think that you are not willing to accept responsibility for your actions." That's totally what it seemed like to me. All I know is that I better get this house to close, or...or...or...I'm going to be REALLY mad. Not to mention we'd lose the tax credit.

The thing that adds to this situation is that one of our cats have gone missing. When we found out we were moving, we knew we would need a safe place for our cats to stay for a while, so Jason's mom was more than willing to help us out. Jason took a weekend and drove out to Utah while his mom drove from Sacramento and met up with him so he give her temporary custody of the cats. We got a call last night to let us know that Paisley has been missing for about a week. What makes this so hard is that Paisley is the most loveable cat I've ever known...and he's considered the girls' cat. We haven't told the girls yet. We're just hoping he turns up sometime before Jason goes out to pick up the cats. Poor Paisley. He's just so cute. Here's a picture of Meghan and Paisley right after we got him. He was a little stray that some kid found in the school parking lot and I decided to take him home. He is the best cat. He is so gentle, he loves everyone, and the girls love to play with him. I hope he comes back safely. And we get our house.